While the U.S. credit crunch may be having its biggest impact on the housing market, the auto industry isn’t far behind. U.S. auto sales are expected to match the industry’s 15-year low this year, which means the country’s car dealerships aren’t in the best position. However, many car dealership are using a new device to help ensure their livelihoods aren’t jeopardized.
In order to prevent defaults on car loans, many dealerships are turning to a new device called On Time. The small electronic box — which is mandatory is some car deals — is installed under the dash of the car and helps to ensure that car payments are made on time. As the payment date approaches, the box flashes its lights, and on the date the payment is due, emits a beep.
If the buyer fails to make the payment, the device prevents the car from starting. But if the buyer makes the payment on time, they are given a six-digit code to enter into the box to reset it.
And with the credit market showing no signs of improvement, it looks like more and more dealerships are turning to such devices. Over the past few years, Sekurus — the company that produces On Time — has grown at an annual rate of about 30 percent.
While such devices may be bad news for U.S. consumers, at least the repo man’s job just got a little easier.



03/31, 5:45 PM
posted by:
LaCaLover
Impulsive No getting out of making those 72 payments on your Hyundai Accent now
03/31, 5:51 PM
posted by:
C6Racer
That’s a pretty nifty idea. It is sad, however, that it has come to this. Good thing I finished paying off my truck last October!
03/31, 5:52 PM
posted by:
manhertm
You gotta be kidding me. I have an excellent credit and payment record and I would not OK something like this in my car. It’s an insult to human intelligence. There’s always gonna be people who make late payments whether they have the money or not. I said **** Onstar when it came out and I will say **** this contraption if they try it with me. Enough of this nanny state bull!
03/31, 6:12 PM
posted by:
jackjimturkey
manhertm:
I don’t think this is aimed at people like you. You probably get your financing from a bank. This is for those lousy “buy here, pay here” used-car lots.
Buit this ain’t news.
03/31, 6:13 PM
posted by:
mayer_ray_nagin
LMAO. I buy outright, but now I know that when I do I will bug them for an extra $100 off the price because they don’t have to install this POS.
03/31, 6:55 PM
posted by:
400horseSS
Exactly JJT, its for those “everybody gets a car no matter how bad your credit is dealers” i only buy when GM has 0% anyway.
03/31, 7:01 PM
posted by:
400horseSS
I’d make sure when that bitch started beeping i’d drop it off in East St. Louis, then they can come get a seatbelt and a muffler, then let the insurance pay for it, hehehehe
03/31, 7:29 PM
posted by:
A4
Onstar is a pretty good thing to have…
03/31, 7:30 PM
posted by:
A4
plus i bet this thing is pretty easy to uninstall.
03/31, 7:39 PM
posted by:
Impulsive
I, like ‘ray nagin’, pay full upfront, ‘CaCaLover’ …. it’s old, destitute peasants like you that have to remortgage your shack to continue fixing your ‘57 Bel Air. Maybe I’ll give you a job with ‘peasant piablo’ and you can both rake my lawn with your combs.
03/31, 7:43 PM
posted by:
400horseSS
Who the hell has 40k upfront to buy a new truck, I don’t and im a overpaid Union worker.
03/31, 7:45 PM
posted by:
400horseSS
And off the subject a little fellas, I got a new house and is there some kind of tool to remove rocks from my yard, i got a little time on my hands, the only thing ive seen is a harley rake or a rock hound wich is rented.
03/31, 7:46 PM
posted by:
jdasch1
This device has been around since the late 1990’s….most buy- here pay-here dealers do not want the liability associated with a device that makes the car not start up when the car is parked on or near a railroad track…or if a pregnant mother needs to get to the hospital to deliver…and the payment was late from her mate…not a good outcome for the dealer or customer. Must be a slow news day.
03/31, 7:48 PM
posted by:
Impulsive
Hey, it seems the senior here figured out how to format text from the other thread … good for you old man … maybe old dogs CAN learn new tricks … have your hair comb ready … I’ll teach you how to work on the lawn without damaging the blades of grass.
03/31, 7:54 PM
posted by:
400horseSS
No grass yet Impulsive just dirt and rocks from the driveway, i was told they’ll just throw top soil over everything from the neighbors.
03/31, 8:02 PM
posted by:
Impulsive
‘horsey’, I was referring to ‘CaCaLover’ … but congrats on the house … maybe you can hire the old man to pick up the rocks by hand and pay him. Make sure to stipulate a minimum … he’ll get paid when he picks up his first 500 rocks … if you’re lucky, he’ll keel over before htiig 500 and you got free rock removal.
03/31, 10:15 PM
posted by:
autonut
400horseSS, you should get couple of yard of top soil to cover the fill dirt left on the site. The grass will grow better. Also, add some dirt and soil against the foundation: the house will sink a little and you will need some dirt against the wall for water to run away from the foundation. You are brave man to buy house in St. Louis are at this time.
03/31, 10:30 PM
posted by:
400horseSS
Thanks Autonut and I live very very far from St Louis, The ‘Lou is garbage.
04/01, 12:17 AM
posted by:
murderedout
GOOD! This will prevent Lazy Niggers like LP640smalldick and jackoff turkey to pull a gun on innocent repo-men.
04/01, 12:18 AM
posted by:
murderedout
autonutsack, you sound like a highschool virgin with pimples all over your face.
04/01, 5:35 AM
posted by:
JohnnyBlazE
The argumentative nature displayed in the comments alone shows why you Americans need a ****ing machine to stop your car if you don’t pay up…
04/01, 7:46 AM
posted by:
DeansterTJ
“Who the hell has 40k upfront to buy a new truck, I don’t and im a overpaid Union worker.”
^ Try spending less on Doritos and pay-per-view porn in your trailer.
I thought everyone had to supply the dealership with void cheques so they could automatically withdraw. I know you can close the account, but it’s not like they’re asking you to mail them the payment every month.
04/01, 9:31 AM
posted by:
CleanGTO
If the possibility of late payments (based on credit history) warrants any discretion on the part of the dealer, then they shouldn’t sell you the car. Simple as that. Because you can’t afford it! But there are too many bigshots in this country that live beyond their means, and this might bring them back to reality, although I don’t agree with this level of control on the consumer. What a crock.
04/01, 9:51 AM
posted by:
mayer_ray_nagin
Why would anyone spend 40k on a new truck? I could do it, but why?
400horseSS, if you are dropping that kind of coin on a truck you’re nuts. I think you once said here you make around 75 to 80k per year. 6 months income on a vehicle is stupid, plain and simple.
04/01, 10:26 AM
posted by:
Vroom
murderedout: Keep your filthy comments to yourself. They don’t belong here or anywhere for that matter.
04/01, 10:37 AM
posted by:
vmspionage
Very old news, these have been around for years.
04/01, 11:43 AM
posted by:
RaineMan
Yet another reason I only buy used cars.
04/01, 12:10 PM
posted by:
fitzla
April Fools
04/01, 12:44 PM
posted by:
Impulsive
Yup, lots of FOOLS here … ‘CaCaLover’ and ‘vroom’ to name a couple.
04/01, 12:59 PM
posted by:
murderedout
Vroom try and make me keep my comments to myself you faggot ass little bitch.
04/01, 1:19 PM
posted by:
Vroom
Great come back you cretin. Very intelligent. You and Impulsive must be from the same litter.
Really, if you’re going to use racist comments and trash words, get off this forum. This isn’t the place.
04/01, 1:58 PM
posted by:
Impulsive
Hmmmmm, when did a FOOL like you believe you could police this place? If that’s the case, I’m policing the removal of FOOLS like you and ‘CaCaLover’ … worthless drivel is no longer allowed, monkey.
04/01, 2:06 PM
posted by:
murderedout
Impulsive and Vroom are Fag partners. You two cornhole each other while you read LLN. You know nothing about cars!
04/01, 3:09 PM
posted by:
Impulsive
That was a good one … for a grade six jerk-off. You are worthless here.
04/01, 4:05 PM
posted by:
mayer_ray_nagin
Who capitalizes fag? Seriously.
04/01, 5:47 PM
posted by:
C6Racer
hehe, I said duty. hehehe -peter griffin
04/01, 9:08 PM
posted by:
murderedout
Who takes the time to proofread? Seriously learn how to punctuate.
04/01, 9:09 PM
posted by:
murderedout
Impulsive just because your sex change went horribly wrong, don’t mean you have to take your gay passion anger out on others who are staight.
04/01, 11:32 PM
posted by:
Impulsive
Well, seeing that you love getting it from behind with a cucumber that resembles my package, you can’t be referring to yourself as straight … btw, take your own advice, illiterate primate, and proofread your diarrhea … you are more worthless than I thought.
04/02, 1:58 AM
posted by:
murderedout
Impulsive I bet you’re a fat virgin who whacks it to shemale porn while you still live in you’re parents basement.
04/02, 10:04 AM
posted by:
Vroom
I love it, dumb and dumber go head to head. Two mentally unarmed clowns locked in a battle of wits. No winners, just two losers. Your idiot punk exchanges are laughable.
04/02, 1:02 PM
posted by:
murderedout
^^^^ VIRGIN that lives with mommy and daddy!
04/02, 1:16 PM
posted by:
Impulsive
You stupid peasants are out of your league … you know nothing. Absolutely nothing. I post FACT. About many subjects. You are write-offs … if you died tomorrow, the world would be a better place.
04/02, 1:47 PM
posted by:
murderedout
You post ****^^. You know nothing, I bet you never even heard of a GMC SYCLONE OR TYPHOON!
04/02, 4:06 PM
posted by:
Impulsive
FACK AFF, loser … hillbilly ****wad … you are a failure in life. Stay in the minors where you belong.
04/02, 10:28 PM
posted by:
murderedout
Hillbilly, is that what you’re trying to tell us who you are? hahahaha, Nah you’re more like one of those sissy faggots, who prances around on his tippy toes. ****ING FAGGOT!
04/02, 11:07 PM
posted by:
Impulsive
More grade six nonsense … loser. Kill yourself, failure.
04/03, 1:40 AM
posted by:
murderedout
Impulsive, we know you got man raped by you’re dad, and now you’re taking it out on others. It’s ok, there is something called vaseline that will help.
04/03, 2:06 PM
posted by:
Impulsive
Another good one … illiterate chimp. Learn the English language, dolt.
04/03, 11:05 PM
posted by:
murderedout
dolt and chimp, hahahahaha. See now you’re getting it! It will take you a little longer before I can award you as a master teaser. Keep practicing!
04/03, 11:57 PM
posted by:
Impulsive
Keep screeching, primate. And dance a little too. Love the cage show.
04/04, 12:30 AM
posted by:
murderedout
C’mon now you’re going backwards, I thought you would come up with something better. Is you’re pussy IMPULSIVE? Get some vagisil then you might whine less.
04/04, 1:13 PM
posted by:
Impulsive
I can’t believe I’m communicating with an illiterate monkey.
04/05, 3:11 AM
posted by:
murderedout
Still not good enough, Come up with some new material, then get back with me.
04/06, 9:22 PM
posted by:
Impulsive
“get back with you”, ****wad?