By Andrew Ganz
Tuesday, Aug 28th, 2012 @ 9:51 am
 
Insurance giant Allstate's researchers have determined where in the United States drivers are the most and the least likely to be involved in a car wreck.

For the fifth time, Sioux Falls, South Dakota, has ranked as the safest overall city in the "America's Best Drivers Report." According to the study's data, a typical driver in Sioux Falls will be involved in a car accident every 13.8 years, a 27.6 percent lower risk than the national average of once every 10 years.

Among the country's largest cities - those over 1 million - Phoenix ranks first with an average of 10.2 years between car wrecks, or 1.6 percent lower than the national average. Philadelphia, at 6.1 years, is the most accident-prone city with over a million residents. The nation's three largest cities, New York City, Los Angeles and Chicago, ranked 176th, 182nd and 152nd, respectively.

Meanwhile, Indianapolis at once every 10.1 years is the safest city between 750,000 and 1 million, while Tucson and Lincoln, Nebraska, are the safest in the 500-749,000 and 250-499,999 categories, at 12 and 12.4 years each.

The study ranked the 195 largest U.S. cities using data gleaned over a two year period from January 2009 to December 2010. Allstate looked at its own claims, a measure it says is valid since it represents about 10 percent of all insured drivers in the U.S.

The 10 safest cities
1. Sioux Falls, South Dakota - 13.8 years
2. Boise, Idaho - 13.8 years
3. Fort Collins, Colorado - 13.6 years
4. Madison, Wisconsin - 13 years
5. Lincoln, Nebraska - 12.4 years
6. Huntsville, Alabama - 12.4 years
7. Chandler, Arizona - 12.3 years
8. Reno, Nevada - 18.4 years
9. Knoxville, Tennessee - 12.2 years
10. Springfield, Missouri - 17.4 years

The 10 least safe cities
185. Jersey City, New Jersey - 6.5 years
186. San Francisco - 6.5 years
187. Miami - 6.3 years
188. Newark, New Jersey - 6.3 years
189. Alexandria, Virginia - 6.2 years
190. Philadelphia - 6.1 years
191. Glendale, California - 5.6 years
193. Providence, Rhode Island - 5.5 years
194. Baltimore - 5.3 years
195. Washington, D.C. - 4.7 years